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Saturday, July 12, 2025

Give Us A No Clowns Bonus

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Disillusioned people in Scotland would love to be able to take out insurance against incompetent politicians and a rubbish love life, according to a new study.

They make the top ten list of things we wish we could take out a policy on, which includes noisy neighbours, being cheated on by a partner and being a victim of online bank fraud.

Other weird things people would like to insure include a wig, a pert bum, buying fashionable shoes that hurt when you wear them, and even happiness, according to research by comparison site Money Expert.

When it comes to more serious cover, itโ€™s no surprise that one in ten people questioned in a poll of 160 adults in Scotland would like to have insurance related to Covid-19, especially against financial loss and disrupted travel plans.

Despite almost all of us having some form of policy, many of us donโ€™t think insurance is worth it and one in ten have no idea what common terms like โ€œexcessโ€ and โ€œpremiumโ€ actually mean.

Shockingly, almost nobody bothers to read the small print all the way through.

Money Expert boss Jason Smith (www.moneyexpert.com) said:

โ€œThere are some things in life you just canโ€™t insure against unfortunately.

โ€œBut the more conventional policies are key to peace of mind, protecting us if we fall ill and covering some of the more expensive items in our lives.

โ€œItโ€™s also vital that people research the types of policy available and then take time to read the fine print so there are no nasty surprises if they have to make a claim.โ€

TOP 10 THINGS WEโ€™D LIKE TO INSURE AGAINST 

Online banking fraudโ€ฆโ€ฆ46%

Incompetent Politicians…18%

Noisy Neighbours…………14%

Bad romance……………….12%

Career Insurance………….12%

Lack of Common Sense…11%

Misuse of Social Media…..11%

Foreign Affairs…………..โ€ฆ…9%

Bad Weather…………………..8%

Public Transport Exposure..8%

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